fix: disable todos feature by default

[cino]

• I have read the Contributing Guidelines for this project.
• I agree to follow the Code of Conduct that this project adheres to.
• I have searched the issue tracker for a feature request that matches the one I want to file, without success.

Description of Change

Disable the TODO feature by default and let the user enable it themselves.

Motivation and Context

• Valid feedback from Reddit
• Open discussion about it on Discord :)

Checklist

• My pull request is properly named
• The changes respect the code style of the project (npm run prepare-code)
• npm test passes
• I tested/previewed my changes locally

Release Notes

• Disable the TODO feature by default and let the user enable it themselves.

[SpecialAro]

LGTM!
Didn't preview locally but logic seems correct and easy.

[vraravam]

Tested locally - its working as expected.