Get Paid. Pay Bills. Make Money Work.

Zero Finance transforms idle crypto into working capital:
- Get Paid Easily - Create invoices in seconds and get paid directly to your personal IBAN
- Spend Anywhere - Use a debit card worldwide with 0% conversion fees
- Optimize Yield - AI automatically allocates idle funds to highest-yielding opportunities
- Automate Finances - Complete accounting system with expense tracking and tax optimization
- Phase 0: invoicing
- Phase 1: iban/usd accounts
- Phase 2: yiel optimization - early access🔜
- Phase 3: receipts matching/invoice matching - early access🔜
- Phase 4: debit/credit cards
- Node.js 18+
- pnpm package manager
# Clone the repository
git clone https://github.com/different-ai/zero-finance
cd zero-finance
# Install dependencies
pnpm install
# Start development server
pnpm dev
This monorepo contains multiple packages:
- packages/web: Invoice management web application (Next.js)