diff --git a/test/main.test.ts b/test/main.test.ts
index 1c38b35..f64b09d 100644
--- a/test/main.test.ts
+++ b/test/main.test.ts
@@ -3,7 +3,7 @@ import { expect } from "chai";
 import * as hre from "hardhat";
 import { ethers } from "ethers";
 import * as zks from "zksync-web3";
-import { deployFactory, deployMultisig, fundAccount, MultiSigWallet, deployPension } from "./utils";
+import { deployFactory, deployMultisig, fundAccount, MultiSigWallet, deployPension, PensionWallet } from "./utils";
 
 const config = {
   firstWalletPrivateKey: "0x7726827caac94a7f9e1b160f7ea819f172f7b6f9d2a97f992c38edeab82d4110",
@@ -143,6 +143,31 @@ describe("Account Abstraction Tests", function () {
         const btcInvestment = parseFloat(ethers.utils.formatEther(investmentDetails.btcInvestment));
         expect(btcInvestment).to.equal(expectedInvestmentPerToken);
       });
+
+      it("Should not be able to withdraw before the lockup period", async function () {
+        const pensionWallet = new PensionWallet(
+          pensionAccountContract.address, 
+          ownerWallet.privateKey, 
+          provider
+        );
+        const balanceBefore = (await provider.getBalance(ownerWallet.address)).toBigInt();
+        try {
+          const tx = await pensionWallet.transfer({
+              to: firstRichWallet.address,
+              amount: ethers.utils.parseUnits("10", 18),
+              overrides: { type: 113 },
+            });
+          tx.wait();
+          // expect to fail
+          expect(true).to.be.false;
+        } catch (e) {
+          expect(e.message).to.contains("execution reverted: Failed to pay for the transaction: Action locked until expiry time");
+        }
+        const balance = (await provider.getBalance(ownerWallet.address)).toBigInt();
+        const difference = balanceBefore - balance;
+        // expect no difference 
+        expect(difference.toString().substring(0, 2)).to.equal("0");
+      });
     });
   });
 });
diff --git a/test/utils.ts b/test/utils.ts
index e7a2278..406ee2d 100644
--- a/test/utils.ts
+++ b/test/utils.ts
@@ -118,6 +118,35 @@ export class MultiSigWallet extends Wallet {
   }
 }
 
+// Temporary wallet for testing - that is accepting one private key - and signs the transaction with it.
+export class PensionWallet extends Wallet {
+  readonly accountAddress: string;
+  otherWallet: Wallet;
+
+  // accountAddress - is the account abstraction address for which, we'll use the private key to sign transactions.
+  constructor(
+    accountAddress: string,
+    privateKey: string,
+    providerL2: Provider,
+  ) {
+    super(privateKey, providerL2);
+    this.accountAddress = accountAddress;
+  }
+
+  getAddress(): Promise<string> {
+    return Promise.resolve(this.accountAddress);
+  }
+
+  async signTransaction(transaction: types.TransactionRequest) {
+    const sig1 = await this.eip712.sign(transaction);
+    if (transaction.customData === undefined) {
+      throw new Error("Transaction customData is undefined");
+    }
+    transaction.customData.customSignature = sig1;
+    return (0, utils.serialize)(transaction);
+  }
+}
+
 function createMockAddress(base: string) {
   const baseHex = base.replace(/[^0-9A-Fa-f]/g, ''); // Remove non-hex characters
   const paddingLength = 40 - baseHex.length; // Calculate padding length