diff --git a/api b/api
index 0c97d80c..952140c2 160000
--- a/api
+++ b/api
@@ -1 +1 @@
-Subproject commit 0c97d80cb3f0237b8e20fea0b036bddfd5a7dd66
+Subproject commit 952140c2cee5b0b257f540b1ad1628cc86a57f53
diff --git a/impactor/src/main/java/net/impactdev/impactor/core/commands/economy/EconomyCommands.java b/impactor/src/main/java/net/impactdev/impactor/core/commands/economy/EconomyCommands.java
index dcc8a32c..17b55191 100644
--- a/impactor/src/main/java/net/impactdev/impactor/core/commands/economy/EconomyCommands.java
+++ b/impactor/src/main/java/net/impactdev/impactor/core/commands/economy/EconomyCommands.java
@@ -206,7 +206,7 @@ public void reset(
 
     @ProxiedBy("pay")
     @CommandMethod("economy|eco pay <amount> <target> [currency] [source]")
-    @CommandPermission("impactor.commands.economy.pay")
+    @CommandPermission("impactor.commands.economy.pay.base")
     public void transfer(
             final @NotNull CommandSource source,
             @Argument("amount") double amount,
@@ -220,10 +220,6 @@ public void transfer(
 
         Context context = Context.empty();
         context.append(Currency.class, c);
-        if(target.equals(focus)) {
-            ImpactorTranslations.ECONOMY_CANT_PAY_SELF.send(source, context);
-            return;
-        }
 
         if(from != null) {
             PermissionsService permissions = Impactor.instance().services().provide(PermissionsService.class);
@@ -231,6 +227,11 @@ public void transfer(
                 ImpactorTranslations.NO_PERMISSION.send(source, context);
                 return;
             }
+        } else {
+            if(target.uuid().equals(source.uuid())) {
+                ImpactorTranslations.ECONOMY_CANT_PAY_SELF.send(source, context);
+                return;
+            }
         }
 
         if(c.transferable() == TriState.FALSE) {
diff --git a/impactor/src/main/java/net/impactdev/impactor/core/economy/currency/ImpactorCurrency.java b/impactor/src/main/java/net/impactdev/impactor/core/economy/currency/ImpactorCurrency.java
index ac68304e..8060403c 100644
--- a/impactor/src/main/java/net/impactdev/impactor/core/economy/currency/ImpactorCurrency.java
+++ b/impactor/src/main/java/net/impactdev/impactor/core/economy/currency/ImpactorCurrency.java
@@ -25,14 +25,16 @@
 
 package net.impactdev.impactor.core.economy.currency;
 
+import com.google.common.base.Strings;
 import net.impactdev.impactor.api.economy.currency.Currency;
 import net.kyori.adventure.key.Key;
 import net.kyori.adventure.text.Component;
 import net.kyori.adventure.util.TriState;
-import net.luckperms.api.util.Tristate;
 import org.jetbrains.annotations.NotNull;
 
 import java.math.BigDecimal;
+import java.text.DecimalFormat;
+import java.text.DecimalFormatSymbols;
 import java.util.Locale;
 
 import static net.kyori.adventure.text.Component.text;
@@ -50,7 +52,7 @@ public class ImpactorCurrency implements Currency {
     private final boolean primary;
     private final TriState transferable;
 
-    private final String pattern;
+    private final String formatPattern;
 
     private ImpactorCurrency(final ImpactorCurrencyBuilder builder) {
         this.key = builder.key;
@@ -63,7 +65,14 @@ private ImpactorCurrency(final ImpactorCurrencyBuilder builder) {
         this.primary = builder.primary;
         this.transferable = builder.transferable;
 
-        this.pattern = "%." + this.decimals + "f";
+        StringBuilder sb = new StringBuilder();
+        sb.append("#,##0");
+        if(this.decimals > 0) {
+            sb.append(".");
+            sb.append(Strings.repeat("0", this.decimals));
+        }
+
+        this.formatPattern = sb.toString();
     }
 
     @Override
@@ -93,7 +102,8 @@ public SymbolFormatting formatting() {
 
     @Override
     public Component format(@NotNull BigDecimal amount, boolean condensed, @NotNull Locale locale) {
-        Component value = text(String.format(locale, this.pattern, amount.doubleValue()));
+        DecimalFormat formatter = new DecimalFormat(this.formatPattern, new DecimalFormatSymbols(locale));
+        Component value = text(formatter.format(amount.doubleValue()));
         if(condensed) {
             return this.formatting.modify(this, value);
         }
diff --git a/impactor/src/main/java/net/impactdev/impactor/core/plugin/BaseImpactorPlugin.java b/impactor/src/main/java/net/impactdev/impactor/core/plugin/BaseImpactorPlugin.java
index 0d760b99..ab2a89d7 100644
--- a/impactor/src/main/java/net/impactdev/impactor/core/plugin/BaseImpactorPlugin.java
+++ b/impactor/src/main/java/net/impactdev/impactor/core/plugin/BaseImpactorPlugin.java
@@ -141,8 +141,10 @@ public void construct() {
 
         Platform platform = Impactor.instance().platform();
         if(platform.info().plugin("luckperms").isPresent()) {
+            this.logger().info("LuckPerms detected, initializing luckperms integration...");
             service.services().register(PermissionsService.class, new LuckPermsPermissionsService());
         } else {
+            this.logger().info("No particular permissions service located, all permissions are now allowed!");
             service.services().register(PermissionsService.class, new NoOpPermissionsService());
         }
 
diff --git a/impactor/src/test/java/net/impactdev/impactor/test/economy/BasicEconomyTest.java b/impactor/src/test/java/net/impactdev/impactor/test/economy/BasicEconomyTest.java
index 889a638f..7d857905 100644
--- a/impactor/src/test/java/net/impactdev/impactor/test/economy/BasicEconomyTest.java
+++ b/impactor/src/test/java/net/impactdev/impactor/test/economy/BasicEconomyTest.java
@@ -222,6 +222,13 @@ public void verifyFormatting() {
 
         condensed = currency.format(amount, true, Locale.CANADA_FRENCH);
         assertEquals("$17,38", PlainTextComponentSerializer.plainText().serialize(condensed));
+
+        BigDecimal large = BigDecimal.valueOf(100_540_233);
+        condensed = currency.format(large, Locale.US);
+        assertEquals("$100,540,233.00", PlainTextComponentSerializer.plainText().serialize(condensed));
+
+        condensed = currency.format(large, Locale.ITALIAN);
+        assertEquals("$100.540.233,00", PlainTextComponentSerializer.plainText().serialize(condensed));
     }
 
     @Test