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GitBook: [#296] Added an Insurance protocol and wallet use case pages.
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SUMMARY.md

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## INTEGRATIONS
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* [Overview](integrations/overview.md)
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* [Industry use cases](integrations/industry-use-cases/README.md)
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* [DeFi Insurance](integrations/industry-use-cases/defi-insurance.md)
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* [Blockchain wallets](integrations/industry-use-cases/blockchain-wallets.md)
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* [Types of Integrations](integrations/types-of-integrations/README.md)
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* [1. Dispute resolution integration plan](integrations/types-of-integrations/1.-dispute-resolution-integration-plan/README.md)
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* [Smart contract integration with Kleros Court (Arbitrator)](integrations/types-of-integrations/1.-dispute-resolution-integration-plan/smart-contract-integration.md)
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---
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description: A collection short guides on how Kleros can be used for various industries
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---
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# Industry use cases
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---
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description: Secure and decentralized data sources for blockchain wallets
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---
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# Blockchain wallets
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## Key challenges
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With the number of smart contract exploits and hacks getting higher than ever, it is more important than ever to be able to provide wallet users with reliable and meaningful contract information before they perform any transaction. 
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The number of deployed smart contracts on Ethereum alone number in the millions, and wallet providers often have have to rely on data sources sourced from centralized parties, or turn to crowd-sourced but insecure public lists. 
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Kleros solves this problem with it's fully trustless and permissionless data registries built specially for blockchain wallets.
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## **How Kleros can be used**
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****[**Kleros Curate**](../../products/curate/) **** has been used to construct several fully trustless and permissionless token curated registries (TCRs). The data is crowdsourced and secured using submission deposits to ensure that the data on the list is correct.
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### [Kleros Tokens](../../products/tokens/)
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This is a list of over a thousand (and growing) fungible tokens. Additional verification badges are given to certain tokens which have met a more stringent set of criteria (e.g. ERC-20 compliance, stablecoin status).
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### [Kleros Address tags](https://blog.kleros.io/the-kleros-decentralized-tag-registry-a-proof-of-concept-for-securing-web3/)
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[Kleros Address tags](https://blog.kleros.io/the-kleros-decentralized-tag-registry-a-proof-of-concept-for-securing-web3/) list of contract address tags on the Ethereum blockchain. (Other chains coming soon.)
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### Kleros Address tags with domain names (coming soon)
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This is a list of address tags along with the domain name that the contract belongs to, useful for browser-based wallets that need to check domain-contract mappings to protect users against DNS and frontend attacks.
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## Integration options
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### Subgraph endpoints
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Retrieve the data from the above registries using the subgraph endpoints on this page:
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[interacting-with-arbitrable-app.md](../types-of-integrations/2.-curated-data-integration-plan/interacting-with-arbitrable-app.md "mention")
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## Key partners and users 
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Kleros is the leading decentralized data provider for blockchain wallets, and is used by leading players such as 
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* Ledger
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* Alphawallet
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* MyEtherWallet
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## Get in touch!
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Reach out to our integrations team on [Telegram](https://t.me/daisugist) or [email](mailto:integration@kleros.io) to start the conversation!
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---
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description: Truly trustless and decentralized claim arbitration for Insurance protocols
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---
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# DeFi Insurance
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## Key challenges
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DeFi Insurance has been one of the fastest-growing sectors of DeFi in the last two years, and will likely accelerate in importance as the number of cataclysmic events in Web3 increase in frequency. 
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Setting up a fully decentralized claims management process is no easy feat. While the process for setting up staking and protection pools is relatively well understood, many protocols still struggle with deciding on the right setup for claim approvals for indemnity insurance. Besides that, parametric insurance providers also struggle with finding the right oracle solutions that can provide the data they need to detect the wide range of possible payout conditions.
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Kleros solves these problems for you.
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## **How Kleros can be used**
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### Kleros as arbitrator for indemnity insurance claims
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An insurance claim can be simply seen as a conditional payment that is dependent on the answer to a question. In the context of DeFi indemnity insurance, the question can be something like this:
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{% code overflow="wrap" %}
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```
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The claimant ([ETH_address]) has requested a compensation for damages covered by [Name_of_your_protocol] for the amount of [amount] USDC.
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The evidence of the damages to the claimant can be found here [link to evidence document on IPFS], and the applicable cover policy can be found here (link to policy document on IPFS).
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Should the claim be paid out?
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```
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{% endcode %}
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### Kleros as subjective oracle for triggering parametric insurance payouts
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Similar to indemnity insurance, parametric insurance are also conditional payouts, but the questions to be answered are much simpler. Here is an example of a question that can be used in drought insurance:
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{% code overflow="wrap" %}
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```
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Has there been less than 10mm of recorded rainfall in total over the city of Dar es Salaam over the past 90 days prior to the opening date of this question?
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```
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{% endcode %}
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## Integration options
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### Through the Kleros+Reality.eth oracle
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This is by far the easiest solution, and supports both no-code and smart contract integrations.
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The questions above can be posed as a question to the [**Kleros+Reality.eth oracle**](https://kleros.gitbook.io/docs/products/oracle) through either the user interface on [Reality.eth](https://reality.eth.limo) or by interfacing directly with the [Reality.eth smart contract](https://kleros.gitbook.io/docs/integrations/types-of-integrations/1.-dispute-resolution-integration-plan/channel-partners/how-to-use-reality.eth-+-kleros-as-an-oracle)[s](https://kleros.gitbook.io/docs/integrations/types-of-integrations/1.-dispute-resolution-integration-plan/channel-partners/how-to-use-reality.eth-+-kleros-as-an-oracle). Should the escalation game within Reality.eth prove insufficient for resolving the claim correctly, the case can be escalated to Kleros for arbitration.
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### Building a custom dApp
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If you would like to build a custom integration that's tightly integrated with the rest of your platform, you can follow in the footsteps of [Unslashed Finance](https://blog.kleros.io/welcome-to-decentralized-insurance-kleros-x-unslashed-finance/), who built a custom 'optimistic' claim approval flow that uses Kleros as arbitrator. 
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## Key insurance partners and users 
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Kleros is the leading claim arbitration solution in DeFi insurance, and is trusted by the leaders of the DeFi insurance space:
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* Unslashed Finance
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* Etherisc
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* Athena
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* Ensuro
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* Union Finance
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* Atomica
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* API3
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* Solace
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## Get in touch!
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Reach out to our integrations team on [Telegram](https://t.me/daisugist) or [email](mailto:integration@kleros.io) to start the conversation!

integrations/types-of-integrations/1.-dispute-resolution-integration-plan/use-cases/defi-insurance.md

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description: Why DeFi Insurance needs an Ethereum-native claims arbitrator
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description: Solutions for decentralized Insurance protocols
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---
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# DeFi Insurance
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## DeFi Insurance
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### An overview
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DeFi Insurance has been one of the fastest-growing sectors of DeFi in the last couple of years and will continue to be one of the sectors with the most growth potential in the coming few years. While DeFi brings with it permissionless access, decreased centralization and increased transparency, it introduces a new set of risks that traditional Centralized Finance do not have. This includes - but are not limited to - smart contract risks, stablecoin depeggings, oracle exploits and other market risks linked to the extreme price volatility of cryto-assets.
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While these risks can never be entirely eliminated, they can be insured against, and it is expected that insurance solutions will come to play an increasingly important role in solidifying user trust in DeFi.
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Various decentralized projects have risen to fulfil this much needed service. This is however no easy feat to pull off, and it is commonly believed that the most critical parts of these projects such as claim approval still needs to run on a centralized model. Kleros however believes that decentralization is possible. In this article, we will explore the benefits and detriments of the most common claim systems deployed currently, as well as what Kleros can bring to the table to improve them.
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### Decentralizing claim management in DeFi Insurance
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An insurance claim is a formal request by a user to an insurance product for coverage or compensation for a covered loss or policy event. In the case of a decentralized finance insurance organization, a designated authority (DAO, Multi-sig, centralized resolver,...) should validate this claim (or deny it). If it is approved, the insurance contract will issue payment to the insured or an approved interested party on behalf of the insured.

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